Who is Eligible for Medicare?
Maintaining medical bills can be quite overwhelming. As people approach the age of 65 and approach retirement they need to consider how they will pay for these constant medical expenses. The United State Government has established Medicare, a health insurance system to aid US citizens in meeting the costs of their healthcare. However, being a US citizen above age 65 is not the sole requirement for receiving Medicare. You may also qualify to receive for the Medicare benefits if you are under the age of 65 and have certain disabilities or if you have permanent kidney failure. Since all Americans have different medical and financial needs, it is important to pick the health insurance plan that works best for you.
Which Medicare Plan Are You Eligible For?
The Medicare Health Insurance Program consists of four parts, Part A, B, C, and D. While Part A, B, and D are all grouped similarly as a part of the Original Medicare Plan, Part C is known separately as Medicare Advantage Plan. To get a quote and more information on Medicare Supplement plans for 2019 visit http://www.medigapplansguide.com/medicare-supplement-plans-2019/
When you register to receive Medicare Part A, you will be covered by the hospital insurance. While Part A covers most necessary medical hospital services, it does not cover all expenses. The medical expenses covered by Medicare Part A include inpatient care in hospitals (over-night hospital care and treatment for a minimum of three days, 72 hours).
Most Medicare providers require that you also get Medicare Part B coverage when you apply for Part A. Medicare Part B is medical insurance. These are all the other expenses that your medical needs may require that are not covered in Part A. This can include necessary doctor services’ (doctor visits or medical advice), and outpatient care (medical service that does not require overnight stay in the hospital or may not even include a hospital visit).
Medicare Part D may also be added to your Medicare Plan coverage. Part D covers prescription drug costs, which is done through private companies approved by Medicare. This, too, requires a premium monthly payment. To receive coverage from these private companies, you must either join a Medicare prescription drug plan or choose the Medicare Advantage Plan, Part C (which already covers Part D).
Are You Eligible For The Medicare Advantage Plan (Part C)?
Medicare Part C is the Medical Advantage Plan whose services are performed by private companies also approved by Medicare. Part C combines Part A and B as well as any other necessary medical services a person may require (drug prescription, hearing, and vision services). Many people will opt for this plan because it offers the ability to add a wide range of service coverage to their medical insurance plan, but Plan C is not offered in every state. However, most Medicare Advantage Plans consist of particular doctors and hospitals in an area that a person must use in order to receive coverage for the medical treatment they receive.